P2P Lending Platform (LaaS) 10 Year Financial Model   Excel template (XLSX)
$75.00

P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
Flevy is the marketplace for business best practices.
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
P2P Lending Platform (LaaS) 10 Year Financial Model (Excel template (XLSX)) Preview Image
Arrow   Click main image to view in full screen.

P2P Lending Platform (LaaS) 10 Year Financial Model (Excel XLSX)

Excel (XLSX)

$75.00
This subscription model was crafted by a Financial Modeler and Accountant with over 10+ years of global experience. He has served 750+ clients, from small family offices to billion-dollar corporations, across a multitude of industries.
Add to Cart
  


Immediate download
Fully editable Excel
Free lifetime updates

VIDEO DEMO

INTEGRATED FINANCIAL MODEL EXCEL DESCRIPTION

This product (P2P Lending Platform [LaaS] 10 Year Financial Model) is an Excel template (XLSX), which you can download immediately upon purchase.

Recently updated with a full 3-statement model, cap table, and capex schedule as well as better global assumption formatting and control.

Lending-as-a-Service or P2P lending is another type of recurring revenue business whereby a platform facilitates lenders and borrowers to come together in exchange for a fee. The various terms and structures vary by platform, but in general the lenders will pay some portion of the interest earnings to the platform and the platform may take the entire origination fee or some percentage share of the platform fee.

This model allows for the configuration and scaling of up to 7 interest only loan types. They vary based on:

•  Average loan size
•  Average interest rate
•  Average default rate
•  Loan length (in months)

Percentage of loans settled per loan type that are in up to 4 loan lengths (i.e. loan type 1 has 25% of total settled loans fall into the 12 month term bucket and 50% into the 6 month loan term bucket etc…)

The amount of interest the platform takes, how much of the default value the platform will cover (if any), and how much of the origination fee the platform takes can all be configured. Also, the average origination fee is defined in the same area.

This model has three sensitivity drivers that let the user make the base assumptions adjust up or down in magnitude by a defined % (low, base, high) and the assumptions that can be changed like this are:

•  Average loan size
•  Count of loans settled
•  Average interest rate

General operating expenses are defined by description, start month, and monthly amount over ten years (up to 27 slots). There are also one-time startup and future capex schedules if required.

Final summaries include a monthly and annual pro forma detail that drives down to EBITDA for the platform and final cash flow. A wide range of visualizations are included in order to make the financial forecast and key metrics more digestible.

Based on all the assumptions, a high level Executive Summary was built and it shows key financial line items per year, the overall project IRR, total equity required, ROI, and a DCF Analysis. There is an assumption configuration for terminal value and it is based on the annualized EBITDA in the exit month if chosen.

Got a question about the product? Email us at support@flevy.com or ask the author directly by using the "Ask the Author a Question" form. If you cannot view the preview above this document description, go here to view the large preview instead.

Source: Best Practices in Integrated Financial Model Excel: P2P Lending Platform (LaaS) 10 Year Financial Model Excel (XLSX) Spreadsheet, Jason Varner | SmartHelping


$75.00
This subscription model was crafted by a Financial Modeler and Accountant with over 10+ years of global experience. He has served 750+ clients, from small family offices to billion-dollar corporations, across a multitude of industries.
Add to Cart
  

ABOUT THE AUTHOR

Author image
Additional documents from author: 191
Terms of usage (for all documents from this author)

I graduated in 2011 with a Bachelor's degree in Accounting and began my career as a financial analyst at a small chain of auto repair shops. After gaining valuable experience, I launched my own practice specializing in real estate underwriting, later expanding into general business modeling.

I honed my spreadsheet modeling expertise by completing over 400 projects on Upwork with a 100% success ... [read more]

Ask the Author a Question

You must be logged in to contact the author.

Click here to log in Click here register

Did you know?
The average daily rate of a McKinsey consultant is $6,625 (not including expenses). The average price of a Flevy document is $65.
Bundle and save! You can save up to % with bundles!

View bundle(s)




Trusted by over 10,000+ Client Organizations
Since 2012, we have provided best practices to over 10,000 businesses and organizations of all sizes, from startups and small businesses to the Fortune 100, in over 130 countries.
AT&T GE Cisco Intel IBM Coke Dell Toyota HP Nike Samsung Microsoft Astrazeneca JP Morgan KPMG Walgreens Walmart 3M Kaiser Oracle SAP Google E&Y Volvo Bosch Merck Fedex Shell Amgen Eli Lilly Roche AIG Abbott Amazon PwC T-Mobile Broadcom Bayer Pearson Titleist ConEd Pfizer NTT Data Schwab




Read Customer Testimonials

 
"One of the great discoveries that I have made for my business is the Flevy library of training materials.

As a Lean Transformation Expert, I am always making presentations to clients on a variety of topics: Training, Transformation, Total Productive Maintenance, Culture, Coaching, Tools, Leadership Behavior, etc. Flevy "

– Ed Kemmerling, Senior Lean Transformation Expert at PMG
 
"Flevy is now a part of my business routine. I visit Flevy at least 3 times each month.

Flevy has become my preferred learning source, because what it provides is practical, current, and useful in this era where the business world is being rewritten.

In today's environment where there are so "

– Omar Hernán Montes Parra, CEO at Quantum SFE
 
"If you are looking for great resources to save time with your business presentations, Flevy is truly a value-added resource. Flevy has done all the work for you and we will continue to utilize Flevy as a source to extract up-to-date information and data for our virtual and onsite presentations!"

– Debbi Saffo, President at The NiKhar Group
 
"I am extremely grateful for the proactiveness and eagerness to help and I would gladly recommend the Flevy team if you are looking for data and toolkits to help you work through business solutions."

– Trevor Booth, Partner, Fast Forward Consulting
 
"The wide selection of frameworks is very useful to me as an independent consultant. In fact, it rivals what I had at my disposal at Big 4 Consulting firms in terms of efficacy and organization."

– Julia T., Consulting Firm Owner (Former Manager at Deloitte and Capgemini)
 
"As a consulting firm, we had been creating subject matter training materials for our people and found the excellent materials on Flevy, which saved us 100's of hours of re-creating what already exists on the Flevy materials we purchased."

– Michael Evans, Managing Director at Newport LLC
 
"FlevyPro provides business frameworks from many of the global giants in management consulting that allow you to provide best in class solutions for your clients."

– David Harris, Managing Director at Futures Strategy
 
"I have found Flevy to be an amazing resource and library of useful presentations for lean sigma, change management and so many other topics. This has reduced the time I need to spend on preparing for my performance consultation. The library is easily accessible and updates are regularly provided. A wealth of great information."

– Cynthia Howard RN, PhD, Executive Coach at Ei Leadership




Save with Bundles

This document is available as part of the following discounted bundle(s):

Save %!
Subscription-based Financial Models

This bundle contains 26 total documents. See all the documents to the right.

$289.00


Add Bundle & Save

Save %!
Industry-specific Financial Models (40+)

This bundle contains 62 total documents. See all the documents to the right.

$299.00


Add Bundle & Save


Your Recently Viewed Documents


Customers Also Like These Documents

Related Management Topics


Integrated Financial Model Financial Analysis M&A (Mergers & Acquisitions) Data Center Energy Industry Renewable Energy Mining Industry Real Estate

Download our FREE Strategy & Transformation Framework Templates

Download our free compilation of 50+ Strategy & Transformation slides and templates. Frameworks include McKinsey 7-S, Balanced Scorecard, Disruptive Innovation, BCG Curve, and many more.