Fintech (Payments) Financial Model Excel Template (Excel XLSX)

BENEFITS OF THIS EXCEL DOCUMENT

1. Gain precise revenue, cost, and profitability projections with 100+ in-depth assumptions.
2. Leverage advanced valuation methods (DCF, EBITDA & revenue multiples) to attract investors and secure funding.
3. Fully editable model with free changes and modifications to fit your unique fintech business needs.

FINTECH EXCEL DESCRIPTION

This product (Fintech [Payments] Financial Model Excel Template) is an Excel template (XLSX), which you can download immediately upon purchase.

Take control of your fintech payments business with our Fintech Payments Financial Model Excel Template—a comprehensive, user-friendly tool designed for fintech startups, financial analysts, and entrepreneurs. Whether you're launching a new payments platform or scaling an existing fintech venture, this model provides deep financial insights to help you accurately forecast revenues, manage costs, and enhance profitability with precision.

Key Features & Benefits:

✅ Comprehensive Revenue Forecasting:
Effortlessly project revenues across four major streams:
Interchange Transactions: Fees earned from payment processing.
Forex Transactions: Foreign exchange fees on cross-border payments.
Virtual Cards: Revenue from digital card issuance and transactions.
Subscription Revenue: Monthly/annual fees for premium features and analytics.

✅ Detailed 5-Year Financial Projections:
Gain full visibility into your fintech's financial health through:

Profit & Loss Statement: Track revenue, costs, and profitability.
Cash Flow Statement: Monitor cash inflows and outflows to manage liquidity.
Balance Sheet: Complete snapshot of assets, liabilities, and equity.
KPIs: Key metrics like Take Rate, Transaction Volume Growth, CAC, LTV, and more.
Sensitivity Analysis: Test scenarios to assess profitability impact.

✅ Advanced Valuation Methods:
Evaluate your fintech's potential with:
DCF Valuation, Revenue & EBITDA Multiples Valuation, Investor Valuation Methods.

✅ Burn Rate & Equity Giveaway Analysis:
Track cash burn rates and simulate funding rounds to understand equity dilution.

✅ 100+ In-Depth Financial Assumptions:
Includes revenue growth, churn rates, transaction fees, marketing spend, CAPEX, OPEX, etc.

✅ Interactive Dashboard:
Present data visually with dynamic charts, graphs, and KPIs for investor presentations.

✅Why Choose This Model?
Trusted by fintech startups worldwide.
Fully customizable with free changes & support.
Developed by an FMVA Certified professional with experience in 350+ forecasting projects.

✅Free Customization & Error Corrections:
At Excel Business Resource, we are committed to ensuring the best experience for our clients. We offer free customizations and adjustments to fix any errors or update the model according to your specific requirements.

Source: Best Practices in Fintech, Integrated Financial Model Excel: Fintech (Payments) Financial Model Excel Template Excel (XLSX) Spreadsheet, Excel Business Resource