Terms of Usage for ExcelFinModels

Disclaimer: Financial Model Usage and Liability
This financial model ("the model") is developed by Mahender Kumar Punhani ("the author") and is provided to the user ("the user") under the following terms and conditions:

1. License Duration: This license grants the user unlimited use of the model for personal or business purposes.
2. Restrictions: Redistribution, sale, sublicensing, or public provision of this model is strictly prohibited.
3. Disclaimer of Liability: Despite meticulous effort in developing this financial model, the author disclaims any liability for mistakes, errors, inaccuracies, or omissions. The model is provided "as is," and its use is at the user's own risk. The author is not liable for any losses, damages, or consequences resulting from its use.
4. Data Reliability: All data included in the model is for illustrative purposes only and cannot be relied upon as accurate. The user is responsible for verifying the data and ensuring its accuracy and appropriateness for their specific needs.
5. Customization and Review: The template model may require customization by the user to suit their individual requirements. The author does not guarantee the model's fitness for any particular purpose or its compatibility with the user's specific circumstances.
6. Feedback: ExcelFinModels encourage users of our financial model to provide feedback to enhance its utility and accuracy. ExcelFinModels reserves the right to determine the applicability and implementation of any suggested changes.
7. Refund Policy: Given the digital and intellectual nature of our financial model, all sales are considered final. We encourage users to review the model's features and limitations before purchase. In exceptional cases where a product is found to be significantly not as described, please contact us within 7 days of purchase for review.
8. All rights reserved: ExcelFinModels exclusively owns this financial model template. All rights are reserved.